Hire Senior
FinTech Developers
& Payment Consultants

The team covers six core payment domains end-to-end: A2A payments and instant payment rails, cards issuing and merchant acquiring, open banking (PSD2/PSD3 PISP and AISP), payment licensing (EMI and PI), risk and compliance (AML, fraud detection, sanctions screening), and KYC/CDD identity onboarding. 200+ domain consultants back the practice; DMexec delivers the engineering and platform builds that bring strategy to production.

Yes. The engineering team has built payment initiation and account information services compliant with PSD2 — OAuth2/OIDC consent flows, SCA handling, bank API connectivity and real-time payment status webhooks. For A2A specifically, the team has worked on ISO 20022 migration, SEPA Credit Transfer integrations and instant payment rails. The consulting team provides the strategic overlay: scheme selection, routing strategy and go-to-market for new A2A products.

Yes — both on the consulting and engineering side. The payment consultants have guided regulated institutions through PSD2 implementation and are tracking PSD3 and PSR developments closely. On the engineering side, DMexec builds the technical compliance infrastructure: SCA flows, consent management, API standards alignment, audit logging and regulatory reporting pipelines. If you are starting a new regulated service or updating an existing one for PSD3, that is a solved problem across this team.

The team has built the core processing layer for prepaid card programmes — BIN configuration, real-time authorization engines under 200ms latency SLA, transaction routing, settlement reconciliation and dispute management. The consulting team brings expertise across programme structuring, BIN sponsorship agreements, card network relationships and interchange strategy. Whether you are launching a new card product or integrating an existing programme into a broader payment platform, the team covers the full stack from scheme negotiation to production infrastructure.

Typically, payment domain consultants lead the domain assessment — payment strategy, regulatory positioning, scheme selection, vendor evaluation — and hand structured requirements directly to the DMexec engineering team. Because the two teams work together rather than in sequence, there is no translation loss between what the business wants and what gets built. Engagements can start with consulting only, engineering only, or both in parallel depending on where you are in your product lifecycle. Book a 15-minute call and we will map the right model for your situation.

Yes — fintech staff augmentation is a core model. You embed one or more senior fintech engineers directly into your existing team: your Jira board, your standups, your Git workflow. There is no agency layer and no separate management overhead. Engineers integrate as if hired directly — without recruiter fees, onboarding delays or employer-of-record complexity. The partner network also places interim payment specialists and project managers into client teams when domain expertise is needed alongside engineering capacity. Fixed monthly rates, first sprint output within the first week.

Payment platform transformation typically spans three phases: assessment (current state mapping, gap analysis, target architecture design), build (new platform engineering, legacy migration, third-party integrations) and go-live (testing, regulatory sign-off, operational handover). The team covers all three — domain consultants lead the strategy and regulatory phases, DMexec leads the engineering and delivery phases. Projects range from greenfield payment platform builds to migrating monolithic legacy systems to modern microservices architectures aligned with ISO 20022 and open banking standards.

Yes — all engineers work remotely. The DMexec engineering team is European-based, giving full EU timezone coverage with meaningful US overlap. The consulting network spans specialists across Europe. For clients in the US or Australia, daily standups in the European morning provide a solid overlap window. Async-first communication, direct Slack access and weekly sync calls mean there is no coordination lag regardless of where your team sits.

Both. Staff augmentation (embedding senior engineers into your team on a fixed monthly rate) and project-based delivery (end-to-end scope, milestone-driven, fixed or time-and-materials) are both available. For most fintech builds — payment platform launches, open banking integrations, cards issuing rollouts — a blended model works best: a project team for the initial build with one or two engineers staying on for ongoing platform ownership. Book a call and we will recommend the right structure based on your team size, timeline and budget.

Fixed monthly rate per developer or consultant — no agency markup, no recruiter fees, no hidden costs. Senior fintech developers and payment engineers are priced at a significant discount to equivalent UK, US or Western-European agency rates. Consulting engagements are structured separately based on scope. Book a 15-minute call and we will give you a straight number within the first conversation — no discovery decks, no drawn-out proposal cycles.